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florida mortgage lender is something a mortgage lender or estate agent may do in Florida. Florida is one of the nine states that do not impose a personal income tax (list of others). The state had imposed a tax on "intangible personal property" (stocks, bonds, mutual funds, money market funds, etc.), but this tax was abolished after 2006. The state sales tax rate is 6%. Local governments may levy an additional local option sales tax of up to 1.5%. A locale's use tax rate is the same as its sales tax rate, including local options, if any. Use taxes are payable for purchases made out of state and brought into Florida within six months of the purchase date. Documentary stamps are required on deed transfers and mortgages. Other taxes include corporate income, communication services, unemployment, solid waste, insurance premium, pollutants, and various fuel taxes.At the end of the third quarter in 2008, Florida had the highest for mortgage payment delinquency rate in the country, with 7.8% of mortgages delinquent at least 60 days. The state also had the second-highest credit card delinquency rate, with 1.45% of cardholders in the state more than 90 days delinquent on one or more credit cards. A 2009 list of national housing markets that were hard hit in the real estate crash included a disproportionate number in Florida. The early 2000s building boom left Florida with 300,000 vacant homes in 2009, according to state figures

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florida mortgage lender