	money transfer money transfer money transfer, a Money transfer generally refers to one of the following cashless modes of payment or payment systems: * Send Money Home, a Money Transfer Comparison Site * Wire transfer, an international expedited bank-to-bank funds transfer * Electronic funds transfer, an umbrella term mostly used for bank card-based payments * Email Money Transfer, an online banking transfer between Canadian banks * Giro, also known as direct deposit * Transfer by postal cheque, Money Gram or others It can also refer to the following cash-based wire transfer systems: * al-Barakat – an informal money transfer system originating in the Arab world. Wire transfer or credit transfer is a method of transferring money from one person or institution (entity) to another. A wire transfer can be made from one bank account to another bank account or through a transfer of cash at a cash office. Send Money Home The price comparison site Send Money Home allows consumers access to a range of alternative products and rates available when transferring money worldwide. It provides impartial advice and help for those looking to send money overseas. Mnay people send money overseas throughj many ways, but need to make sure it is legitimate.
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FX Global Transfer

The key to low cost is the exchange rate offered. When you transfer funds, you are selling one currency and buying another. Currency dealers mark up the exchange rate by adding a spread: this is the difference between the price at which you can sell your primary currency and what you have to pay to buy the delivery currency.
Online Money Transfers

Online Money Transfers, such as peerTransfer or Xoom , provide services for individuals transferring money internationaly as an alternative to banks wire transfers, typically at lower costs since they don't need physical branches or locations. They require their customers to access their services through internet International

Most international transfers are executed through SWIFT, a co-operative society, founded in 1974 by seven international banks, which operate a global network to facilitate the transfer of financial messages. Using these messages, banks can exchange data for funds transfer between financial institutions. SWIFT's headquarters are in La Hulpe, on the outskirts of Brussels, Belgium. The society also acts as a United Nations–sanctioned international-standards body, for the creation and maintenance of financial-messaging standards. See SWIFT Standards.

Each financial institution is provided an ISO 9362 code, also called a Bank Identifier Code (BIC) or SWIFT Code. These codes generally are eight characters long. For example: Deutsche Bank is an international bank, with its head office in Frankfurt, Germany, the SWIFT Code for which is DEUTDEFF:

* DEUT identifies Deutsche Bank.
* DE is the country code for Germany.
* FF is the code for Frankfurt.

Using an extended code of 11 digits (if the receiving bank has assigned extended codes to branches or to processing areas) allows the payment to be directed to a specific office. For example: DEUTDEFF500 would direct the payment to an office of Deutsche Bank in Bad Homburg.

European banks making transfers within the European Union also use the International Bank Account Number, or IBAN.

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