wallet phones

phones with near field communication (NFC) technology embedded

It is low power and low cost.

The phrase is not a term for a wallet being made into a mobile phone to store your photos, and lip stick in, it is a mobile phone which takes the requirement to have a hang bag. Well apart from the lip stick, and the make-up. The claim is one will not have to carry around money or keys, etc: as the embedded computer in your phone can carry this info. I would advise carrying some money, and info just in case of an accident to your phone.

A wallet can be integrated into a mobile phone by including a multi application smart card.

The main barrier to adoption will be cost, paying extra fees

Mobile phones are becoming smart wallets, following an agreement on mobile operators on an approach to near field communications (NFC). The tags inside phones could have personal information stored and so can act as car keys, money, authorizations to access corporate networks, payment schemes tickets and travel cards. wallet phones will take off due to versatility of using the devices both to buy items and content.

An RFID device at the concert or theatre would read the ticket details on the tag when the phone is passed close to it. Radio Frequency Identification (RFID) is an automatic identification method, relying on storing and remotely retrieving data using devices called RFID tags

The idea is a quite like the developing nation idea of Mobile phone micropayment - Mobile phone parking. Which uses spare mobile phone credit to pay for stuff.

Wallet phones are pioneered by NTT-DoCoMo by combining multi application smart card with i-Mode phones.

Many functions can be used off line. JAVA applications in the phone can check electronic cash balance, show a transaction record,

Simpay, a new payment scheme for mobile phone content, has gained the support of Vodafone, T-Mobile, Orange, Telefonica, Proximus and Amena.

Fourteen mobile network operators worked together to develop NFC applications. Bouygues Telecom, China Mobile, Cingular Wireless, KPN, Mobilkom Austria, Orange, SFR, SK Telecom, Telefonica Móviles España, Telenor, TeliaSonera, TIM, Vodafone and 3.

Near Field Communication Technology or NFC, is a short range wireless technology mainly aimed at usage in mobile phones.

Essential specifications of Near Field Communication Technology
Works by magnetic field induction. It operates within globally available and unregulated RF band of 13.56 MHz.
Working distance = 0 - 20 centimeters
Speed: 106 kbit/s, 212 kbit/s or 424 kbit/s
Passive Communication Mode = The Initiator device provides a carrier field and target device answers by modulating existing field. In this mode, Target device may draw operating power from the Initator provided electro magnetic field.
Active Communication Mode = Both, Initiator and Target device communicate by generating own field. In this mode, both devices typically have a power supply.
NFC can be used to configure and initiate other wireless network connections such as Bluetooth or WiFi

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