	regions bank regions bank Regions Financial Corporation is a publicly held company based in Birmingham, Alabama, USA, with the corporate headquarters at the Regions Center. A member of the S&P 100 Index, the company provides retail and commercial banking, trust, securities brokerage, mortgage and insurance products and services. Regions has more than $146 billion in assets as of 2009, making it one of the top 10 banks in the United States. Its banking subsidiary, Regions Bank, operates some 2,000 branches and 2,400 ATMs across a 16-state network in the South, Midwest, and Texas. Its securities brokerage and asset management subsidiary, Morgan Keegan & Company, Inc., provides services in over 450 offices across 16 states.
regions bank		regions bank
regions bank		regions bank
	regions bank

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Regions Financial Corporation started on July 13, 1971 with the merger of three Alabama banks: First National Bank of Montgomery (opened 1871), Exchange Security Bank of Birmingham (opened 1928), and First National Bank of Huntsville (opened 1856). The combined company was known as First Alabama Bancshares, the first state-chartered bank holding company in Alabama. Other acquisitions expanded the holding company's reach. Until their formal merger in March 1985, under revised banking regulations, the banks continued to operate independently.
Regions Geographic Footprint

Many of these founding banks hold places of historic importance in Alabama. For instance, the First National Bank Building in Huntsville, which was originally the Branch Bank of the State of Alabama, is one of the few bank buildings in existence today still used for the same purpose as intended approximately 170 years ago. It is currently in use as the Main office of Regions Bank in Huntsville. It served as a hospital for Union soldiers during the Civil War, and once held a rifle owned by Frank James as collateral for bail money when he was incarcerated across the street in the Madison County Jail.

In 1986, changes in the Interstate Banking Bill allowed bank holding companies to purchase bank branches outside the state in which they were chartered. First Alabama Bancshares expanded its operations first into Florida, continuing into Georgia, Tennessee, and Arkansas. To reflect its growth into a regional company, First Alabama Bancshares changed its name to Regions Financial Corporation and the name of its banking subsidiary to Regions Bank on May 2, 1992.

Regions added banking branches in Alabama, Georgia, Tennessee, Florida, South Carolina, Texas, Louisiana, and Arkansas. The name "Regions" was purchased from First Commercial Corporation, the Arkansas Bank that Regions subsequently purchased in 1998. The Louisiana Regions Banks were established in Monroe (Ouachita Parish) by two former members of the Louisiana State Senate, Jamar Adcock and William R. "Billy" Boles, Sr..

In addition to the bank subsidiary, Regions Financial operates a mortgage bank, Regions Mortgage, a Trust Company, and an investment subsidiary, Regions Investment Company, Inc., which was called RICI for short. Later, Rebsamen Insurance Company was acquired, further expanding the range of financial services offered by the company.
Recent mergers and acquisitions
Morgan Keegan
Former Regions logo, used officially until August 2004 (though it remained in place on signage at many original Regions branches until the AmSouth conversion in 2007)
MK Logo.gif

On December 19, 2000, Regions agreed to purchase Memphis, Tennessee, based securities brokerage firm Morgan Keegan for $789 million. Morgan Keegan took over investment banking Responsibilities from RICI and eventually also was given control of Regions Trust Company. The Combined Subsidiary is now known as Regions Morgan Keegan Trust, Inc.
Union Planters

On January 24, 2004, Regions merged with Memphis, Tennessee based Union Planters Bank in a $5.9 billion dollar transaction. This merger was noteworthy (at least among large banks) for the fact that Regions, the acquiring bank, did not pay a premium above the currently trading stock price of Union Planters shares. Union Planters Bank, however, was to receive an equal number of board seats within the newly formed bank. Shortly before assuming the duties of CEO of Regions Bank in 2005, Jackson W. Moore suffered a stroke but was still able to assume his new post upon recovery. After the merger, Regions adopted Union Planters' former logo of a young cotton plant and used it until the AmSouth conversion. The merger significantly increased Regions' footprint in Tennessee; Union Planters had been the largest Tennessee-based bank.
AmSouth
Regions adopted this logo after merging with Union Planters, incorporating the former bank's logo into its own.

On May 25, 2006, Regions announced it would be acquiring AmSouth Bancorporation, another Birmingham based bank, in a $10 billion deal. The new entity and all of its branches would carry the Regions name, but would effectively adopt AmSouth's corporate structure. Upon completion of the merger, which took place on November 4, 2006, Regions Financial became the nation's eighth largest bank with total assets of nearly $140 billion and approximately 2,000 branches and more than 2,400 ATMs throughout a 16-state network. Jackson W. Moore remains chairman of the combined company while C. Dowd Ritter (chairman, president, and CEO of AmSouth) assumed roles as president and CEO of Regions Financial. AmSouth branches in Alabama and Florida closed or converted to Regions on July 13, 2007. AmSouth branches in Event 2 either closed or converted to Regions on October 26, 2007. Some AmSouth branches remained in northwest Georgia, but they were converted on the evening of December 6, 2007 and the AmSouth name is now retired. Upon the merger, Regions adopted its new corporate logo and lime green color scheme.
Integrity Bank

On August 29, 2008, Integrity Bank, of Alpharetta, Georgia, was placed into receivership by the FDIC and Regions Bank assumed its operations. This change was a fallout from the United States housing bubble
FirstBank Financial Services

In February 2009, FirstBank Financial Services of McDonough Georgia, was also placed into receivership by the FDIC and Regions Bank assumed its operations.
Criticism

In J. D. Power and Associates 2008 Retail Banking Satisfaction Study, Regions came in last in customer satisfaction in the Southeastern region.

In J. D. Power and Associates 2008 Retail Banking Satisfaction Study, Regions had the largest improvement in customer satisfaction among all major banks. The bank posted a 14 percent increase

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